How much money can I expect to receive for the sale of my policy?

The amount of money offered by a life settlement provider for the purchase of a life insurance policy is affected by a number of factors. Some of these factors include the age of the insured, the specific type of life insurance policy, cost of future premiums, health status of the insured, the insurance company underwriting the policy, market forces among buyers and sellers and the negotiations performed by the life settlement broker on behalf of the policy seller. On average, life settlements generate 8 times (800%) more than the cash surrender value of the life insurance policy. That is according to the United States Government Accounting Office Report to the Special Committee on Aging, U.S. Senate July 2010).